You do not need Indianapolis to win this game to cash Colts +3.
Game Snapshot
Indianapolis Colts +3 (-110) vs. Indianapolis Colts Moneyline (+135). Full game, including overtime.
A Colts win or loss by one or two cashes +3; a three-point loss pushes; four or more loses.
A 20-18 Baltimore finish is enough. The Colts lose the game, the Indianapolis moneyline loses with them—and the +3 ticket still cashes.
That is what the spread buys: room for your Colts position to survive a narrow loss.
The +135 moneyline offers the bigger payout because Indianapolis must win outright. Colts +3 gives up that return and replaces it with three points of protection at -110.
If your Colts case is built around an outright upset, take the moneyline and keep the plus-money return. But if your position is that Indianapolis can keep Baltimore inside a field goal, +3 gives that view more ways to cash.
Take Colts +3 at -110 when protecting against a one- or two-point Indianapolis loss matters more than the moneyline payout. Otherwise, take the moneyline or pass.
THE PLAY: Indianapolis Colts +3 Full-Game Point Spread at -110 — BetPhoenix
Log in, open the NFL board and place Indianapolis Colts +3
Lines are based on the odds available at the time of analysis. Check current odds before placing any wager.

